Upload the policy and the hospital bill. See which parts should be covered and why money was deducted. Then get the reply to your insurer, and if needed the complaint to the Insurance Ombudsman, written in the right form.
Most people never read the policy wording until a claim goes wrong, and do not know that every insurer must have a grievance process and that the Insurance Ombudsman is free.
Room rent limit, waiting periods, co-pay, sub-limits and exclusions, explained for your policy.
Each deduction matched against the policy, so you see what looks wrong.
A clear grievance letter to the insurer with the policy clauses quoted.
The complaint to the Insurance Ombudsman (free for you), prepared with your papers.
We are not an insurance company, agent or lawyer, and we cannot promise any payment: the insurer and the Ombudsman decide. We help you understand your policy and put your case clearly.
Leave your name and a WhatsApp number or email. We message you once when it is ready, nothing else.
